Law Office of Donald D. Vanarelli Blog

New Jersey Elder Law, Estate and Special Needs Planning, Mediation and Collaborative Family Law NJ

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Entries Tagged as 'Medicaid Planning'

In an important case, a NJ administrative law judge decided that a bank account titled to a Medicaid applicant and another person does not automatically disqualify the applicant for Medicaid

September 16th, 2008 · No Comments

New Jersey’s Office of Administrative Law recently issued a significant ruling that may make it easier to qualify for Medicaid. In K.R. vs. Somerset County Board of Social Services, O.A.L Docket No. HMA 12343-07 (Aug. 25, 2008),  New Jersey’s Office of Administrative Law ruled that an account titled to a Medicaid applicant “or” another person [...]

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Tags: Governmental or Public Benefit Programs · Medicaid Planning · News Briefs · Nursing Homes

New Jersey plans to implement Long-Term Care Insurance Partnership Program on July 1, 2008

June 6th, 2008 · No Comments

The Deficit Reduction Act of 2005 (”DRA”) authorized the expansion of the Long Term Care Insurance Partnership Program into the various states. New Jersey’s Long Term Care insurance Partnership Program was approved by the Center for Medicare and Medicaid Services (”CMS”) on February 12, 2008 and will become effective on July 1, 2008. Under this [...]

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Tags: Long-Term Care Insurance · Medicaid Planning · News Briefs

NJ Medicaid is now denying eligibility if the applicant engages in Medicaid estate planning with the intent of achieving eligibility for benefits, holding that the motivation of the applicant determines whether the applicant is or is not eligible. This ruling is plainly contrary to settled NJ law

May 22nd, 2008 · No Comments

I recently received a denial notice from the local Medicaid agency in a case in which the applicant’s Medicaid estate plan involved making a loan to a relative. The borrowing relative signed a promissory note agreeing to repay the note each month at a regular payment amount with included a reasonable interest rate. The note [...]

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Tags: Medicaid Planning

The State of Pennsylvania has decided that an irrevocable annuity owned by the Community Spouse is NOT an available resource in determining the Institutional Spouses eligibility for Medicaid. This is still an unresolved issue in New Jersey, more than TWO YEARS after the new federal Medicaid law was passed.

May 7th, 2008 · No Comments

The federal Deficit Reduction Act of 2005 (DRA), which became effective on February 8, 2006, made major changes to the federal Medicaid law. One such major change in the federal law is in the treatment of annuities owned by the spouse of a Medicaid applicant (called the “Community Spouse” in the law) . Under the [...]

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Tags: Annuities

NJ ALJ Concludes That the Penalty Period for Applicants for Assisted Living Facility Medicaid Benefits Has a Start Date

May 1st, 2008 · No Comments

An administrative law judge has concluded that an individual who is trying to avoid nursing home care by applying for home- or community-based coverage under a Medicaid waiver program, but who has made a transfer during the look-back period, must have the penalty period begin on the date on which the applicant would otherwise be [...]

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Tags: Assisted Living Facilities · Medicaid Planning

Financial Exploitation of an Elder May Have Negative Consequences if the Elder Later Applies for Medicaid Benefits

April 28th, 2008 · No Comments

I recently litigated two different cases in the Superior Court, Union County, each involving the financial exploitation of the elderly. In one case, a non-relative “friend” took a frail, elderly widow into her home as a tenant. The elderly widow had no family in NJ. The friend acted as caregiver for the elder, and the [...]

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Tags: Financial Exploitation of the Elderly · Medicaid Applications · Medicaid Planning

Receipt of VA Aid & Attendance benefits will NOT make a resident of an assisted living facility ineligible for Medicaid based on excess income.

April 24th, 2008 · No Comments

In recent presentations to staff at assisted living facilities, I was told that staff members hesitated to recommend to appropriate facility residents that they should apply for Veteran’s Administration (VA) Aid & Attendance benefits, even when the residents had limited income and/or resources and would financially benefit from the additional income that the VA benefit [...]

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Tags: Medicaid Planning · Veterans Benefits

NJ Court Narrows Exception Excluding Business Property For Medicaid Purposes

April 21st, 2008 · No Comments

A New Jersey appeals court ruled that $1.7 million in customer contracts held by a disabled man’s family business should be counted as a resource when determining his Medicaid eligibility rather than excluded under Medicaid rules which permit the exclusion of assets otherwise countable that are “used in a business … self-support activity.” G.T. v. [...]

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Tags: Medicaid Planning